As a professional practitioner in the field of cryptocurrency and finance, I often receive questions like 'Should I keep USDT?'. It's a valid question, as USDT is one of the most popular stablecoins in the crypto market.
To answer this question, you need to consider several factors. Firstly, what is your investment objective? If you are looking for a stable, low-risk investment, USDT could be a good choice. It's pegged to the US dollar, meaning its value is relatively stable and less volatile than other cryptocurrencies.
However, if you are looking for high returns, USDT might not be the best option. As a stablecoin, its returns are typically lower than those of more volatile cryptocurrencies.
Secondly, you need to consider the risks involved. Although USDT is relatively stable, it's still a cryptocurrency and there are inherent risks associated with investing in this asset class. For example, if the issuer of USDT goes bankrupt or faces other financial problems, the value of USDT could collapse.
Lastly, you need to consider your personal financial situation. If you have a lot of fiat currency and are looking for a way to hedge against inflation or currency depreciation, USDT could be a good choice. However, if you are already heavily invested in other cryptocurrencies, adding USDT to your portfolio might not provide much diversification.
In summary, whether or not to keep USDT depends on your investment objectives, risk tolerance, and personal financial situation. If you are uncertain about what to do, it might be a good idea to consult with a professional financial advisor.